Actually a mortgage, a borrower.

lender, that has maybe similar terms.

So that means borrower X defaulted on his loan.

Bonds, you become part lender to the company.

loan, maybe from the same lender, maybe from another

The borrower borrowed them, and then paid it to the workers.

In fact, it became the largest rehabilitation lender in the country.

And then at the end of three months, you pay that lender back the 10 billion.

If there's only one borrower it would be hard to kind of gauge when he defaults, if he defaults at all.

I won't go into that too much, but I think you get the idea what I mean, part lender.

Or after a year, you'll essentially have to pay roughly 330 times your money back to the payday lender.

I've essentially become the lender to the home owner, and so the home owner's morgage payment will now come to me the Investment Bank .

lender, you are essentially getting that compounding if you keep lending your money out and if you lend the interest you get from the last person, and you lend that out the same rate.

And if anything, we know that a lot of these hedge funds out there, they're doing more homework than me, the bank, or the lender is doing, or at least these ratings agencies are doing.

If you were to actually let money compound at this rate, and usually they would make you at least roll over the principal, so this may or may not be accurate but that actual payday lender, if they actually are able to roll over the money at this rate, they're going to have 329 times their money.

From the mighty eBay, the grandfather of exchange marketplaces, to car sharing companies such as GoGet, where you pay a monthly fee to rent cars by the hour, to social lending platforms such as Zopa, that will take anyone in this audience with 100 dollars to lend, and match them with a borrower anywhere in the world, we're sharing and collaborating again in ways that I believe are more hip than hippie.